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Posted by John Boey on 9/12/2017


252 Salem St, Malden, MA 02148

Rental

$1,700
Price

4
Rooms
2
Beds
1
Baths
This spacious two bedroom 1st floor unit offer a great layout featuring hardwood floors throughout, high ceilings, eat-in-kitchens, private patio off kitchen. Must have good credit and income, tenants are responsible to pay a month fee to be split between both offices
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   02148   Malden  
Categories: New Homes  


Posted by John Boey on 9/10/2017

Remember how excited, happy and nervous you felt days before you moved into your current home? It was the perfect house, meeting you and your family’s needs. Hard to believe several years have passed since then. It may also be hard to believe that you’re actually considering moving into another house. But, moving just might be the right option. Makeup of a new city - Face it. You felt more curious, connected and happy when you visited a relative or friend at their home in another city. Culture, vibe, entertainment options and natural landscapes in the new area appeal to you. Moving to a new city might be just what you need to feel revitalized. Before you move to a new city, stay in the city for at least a week, this time without visiting family. It's a good way to learn more about the city and find out if you really want to move. Neighborhood changes – If crime in your neighborhood has increased, adding another lock on your house doors and windows may not be the best option. Instead, it may be time to move to a better, less crime ridden, city. Argumentative neighbors, an increase in untrained neighborhood pets and congested traffic are other reasons why moving may be a good option. Family Size – Adult children leaving home to embark on their own could cause your house to feel too big. After your adult children leave, you may also desire to relocate and move closer to your siblings or parents. Similar to empty nesting, plans to have children could inspire a move. Infants and toddlers becoming teenagers may require added privacy or the need for growing children to have their own bedroom instead of sharing a room with one to two siblings. Marital status – Get married, separated or divorced and you may not have much of a choice as to whether or not you’ll move to a new home. The move could help you to accept other transitions that your marital status change brings into your life. Moving into a new house may also help you to feel empowered, certain that you can thrive on your own or with your new spouse. Career – Opportunity to work a better job in another city or neighborhood may inspire a move. These career opportunities could come through a company led relocation, market shifts or a job search. Moving to a new area could also introduce you to employers, new clients you could support as an independent contractor, franchise or government agency work opportunities that you were previously unaware of. Your current house itself may also be a reason to move. The number of home repairs required to keep your house in good condition may have increased, possibly even doubling, since you bought the house. Construction or local zoning laws may have had a negative impact on sewage and water sources where you live. These are times when moving may be a good option.




Categories: Uncategorized  


Posted by John Boey on 9/4/2017

This Single-Family in Braintree, MA recently sold for $470,000. This Colonial style home was sold by John Boey - Central Real Estate.


80 Elmlawn Rd, Braintree, MA 02184

Single-Family

$485,000
Price
$470,000
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
Call your buyers. This dream home offers many features that worth to bring in your buyers. a nice wonderful neighborhood , a large fenced in yard. 3 beds rooms ,2 full and a half bath, Gleaming hard wood floor throughout, stainless steel appliances along with a nice granite counter tops ,detached garage and 2 off street parking. Close to schools ,convenient for public transportation, parks and easy access to highway and more....

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Categories: Sold Homes  


Posted by John Boey on 9/3/2017

With age can come wisdom, insight and a growing ability to trust your instincts. After you reach your middle age years, you might have learned to stop second guessing your own inner wisdom. You also might have learned how to spot a real benefit from a fake advantage. But, it’s the way you learn to manage money as you age that could make waiting to buy a house a good choice.

Knowing when it’s the right time to buy a house

Even if you put a sizable down payment on a new house, it may take you two to three decades to pay off a mortgage. That’s a lot of time whether you’re just starting out and buying your first house in your early 20s or if you’re a seasoned worker who’s buying her first house in her mid-50s. Factor in rising interests rates,property taxes and inflation, and the costs of a mortgage could feel like too much the older you become.

You might feel like you simply won’t have enough time to afford a house. You might feel like you’ll always be paying the bank a monthly mortgage installment, reducing the chance that you can will your children your house without leaving them in debt.

These are just some of the concerns that buying a house later in life can raise. On the other hand, if you’ve practiced smart money management skills for years,waiting until you’re older to buy a house could help you to secure the best mortgage deal. You may also know exactly what to look for in a good home insurance policy. Choosing the best neighborhood could almost seem natural for you because you’ve had years of experience living in different types of communities.

Pros of waiting to buy a house

Ultimately, the choice on when to buy a house comes down to several factors, each which can impact your life for many years. Included among these factors are:

  • Existing debt – If you’re managed your finances well, by the time you reach your mid-40s or mid-50s, you might have paid off any student loans that you incurred. Other debts that you may have paid off include your auto, furniture and clothing expenses. This could give you more room to take on a mortgage without feeling financially cramped.
  • Happiness – Over time, you could also learn that material items won’t provide you lasting happiness. You could use this knowledge to avoid binge spending and buying products to try to boost your mood or strengthen your ego.
  • Children – If you have children, they may be grown or almost ready to leave the nest. Buying a house in your middle years could eliminate the need to take on a huge mortgage. Instead, you could purchase a house that’s large enough for you and your spouse with a spare bedroom for when your adult children visit.
  • DIY Skills – You may have developed solid DIY skills that can lower the times that you need to pay a contractor to repair a leak, the roof or an appliance at your new house.

Cons of waiting to buy a house

Yet, there are downsides to waiting to buy a house. As previously noted, if you wait until you reach your middle age years to buy a house, you may be responsible for a mortgage well into your senior years. Other downsides to waiting to buy a house include:

  • Health issues – Even if you exercise, drink plenty of water and eat a healthy diet, your body could start to show signs of wear and tear. Taking on a mortgage late in life could add stress to your life that you’d be better off without.
  • Grandchildren – Just because you don’t need a large home for your own growing children, doesn’t mean that a small house will work, especially if your adult children start having kids of their own.
  • Retirement – Unless you own your own business and plan to work until you leave this earth or for as long as your health allows, there’s a strong likelihood that you’ll retire. This employment shift can cut your income significantly.
  • Curb appeal – It’s easy to mow the lawn and climb up to the roof and clean the gutters when you’re in your 40s, 50s and 60s. However, that could become a chore by the time you reach your 70s or 80s. Of course, you could pay someone to take care of these household tasks. But, that’s also an added expense.

Consider the above factors when you think about buying a house. Also, consider other factors that will potentially impact your finances, health and overall well being over the short and long term. This includes your spending habits, existing financial responsibilities, job security and your ability to generate your own income.




Tags: older homeowners  
Categories: Uncategorized  


Posted by John Boey on 9/2/2017


72 Trefton Dr, Braintree, MA 02184

Rental

$2,200
Price

6
Rooms
3
Beds
1
Baths
Updated three bedrooms single-family with brand new eat-in kitchen, new windows, brand new electrical, updated full bath, refinished hand wood floors throughout, fenced in yard, bus into Quincy Center. Tenants are responsible for snow removal and landscaping. Must have good credit and income. Tenants are responsible to pay a month fee to be split between both offices
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   02184   Braintree  
Categories: New Homes