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Posted by John Boey on 11/19/2017

Framed photographs have helped transform your ordinary house into a comfortable home. However, if you recently bought or sold a home, you may need to pack up these photographs and take them to a new address in the near future.

Lucky for you, we're here to provide expert insights into how to safely and quickly pack your framed photographs prior to moving day.

Now, let's take a look at three best practice for packing framed photographs.

1. Choose the Right Packing Material

The right packing material for a framed photograph usually varies based on the size of the photograph itself.

For example, if you're packing a small framed photograph, you may want to use a small moving box. Pack the box with bubble wrap or packing paper as well to fully secure the photograph during transit.

If you need to move large framed photographs, you may want to pick up specialty boxes. These boxes can be purchased from a moving supply store and will make it easy for you to protect your photographs as they go from Point A to Point B.

2. Wrap the Picture and Frame

When it comes to protecting framed photographs, packing paper is ideal. If you wrap the photograph with the frame glass-side down against the paper, you can reduce the risk of damage.

For those who decide to pack multiple small framed photographs in the same box, it often pays to individually wrap each photograph in packing paper. That way, you can keep various framed photographs together and prevent them from getting damaged.

Also, use packing tape all the way around a photograph frame. This will help you keep all packing paper in place around the frame and photograph.

3. Use Caution When Placing Framed Photographs in a Moving Truck

A framed photograph will absorb pressure more easily on its edge than lying flat. Thus, a framed photograph should be placed on its side – not flat – in a moving truck.

Furthermore, when you pack a moving truck, you should always place framed photographs in a spot where they won't move or fall over. You may even be able to wedge framed photographs between heavy objects to keep these photographs in place in a moving truck.

If you need additional assistance as you pack your framed photographs or other belongings, you may want to hire a professional moving company. With this business at your side, you can receive comprehensive support as you prep for moving day.

Lastly, a real estate agent can help you enjoy a seamless transition from one address to another. In addition to helping you map out the home selling or homebuying journey, a real estate agent can put you in touch with the best moving companies in your area.

Simplify the process of packing your framed photographs – use the aforementioned best practices, and you can quickly and effortlessly get your framed photographs ready for an upcoming move.





Posted by John Boey on 11/12/2017

Purchasing a house may prove to be a long, complex process, particularly for a first-time buyer. Fortunately, there are several things that you can do to streamline the process of going from homebuyer to homeowner.

Now, let's take a look at three tips to help you enjoy a quick, easy homebuying journey.

1. Narrow Your Search for Your Dream Home

It often helps to enter the real estate market with a checklist of home must-haves and wants. With this checklist, you will be better equipped than ever before to perform a deep evaluation of any house, at any time.

Think about what you want to find in your dream home and include these criteria in your checklist. For instance, if you want to own a house near your office, you can search for houses that are just a few miles from your workplace. Or, if you want to purchase a house with a big backyard, you should look at houses that offer the space that you need.

2. Submit a Competitive Offer

If you find a house that you want to buy, there is no need to wait to submit an offer. However, it is important to differentiate between a "lowball" offer and a competitive one beforehand.

A lowball offer generally fails to account for the state of a house, as well as the current real estate market's conditions. It is likely to fall short of a home seller's expectations, and as a result, lead to an immediate "No."

Conversely, a competitive offer is based on housing market data, along with the condition and age of a house. And if you submit a competitive offer on a residence, you may receive an instant "Yes" from a home seller.

3. Conduct an In-Depth Home Inspection

After you and a home seller agree to terms, you will want to conduct a comprehensive home inspection. This will enable you to fully examine a house's interior and exterior and identify any potential home problems before you finalize your purchase.

When it comes to buying a home, there is no need to forego a home inspection. In fact, if you bypass a home inspection, you risk encountering costly, time-intensive home problems in the near future.

To hire an expert home inspector, perform a search of the available inspectors in your city or town. Then, meet with several home inspectors, ask for client referrals and allocate the necessary time and resources to perform an in-depth assessment. Because if you hire the right home inspector, you can get the support that you need to make an informed home purchase.

Lastly, if you need help finding a home inspector or completing other homebuying tasks, it usually is a good idea to employ a real estate agent. This housing market professional will learn about your homebuying goals and tailor your home search accordingly. As a result, working with a real estate agent will increase the likelihood that you can enjoy a quick, easy homebuying journey.




Categories: Buying a Home   buying tips  


Posted by John Boey on 11/5/2017

The U.S. Department of Agriculture (USDA) offers multiple housing assistance programs for people hoping to achieve home ownership.

In spite of being offered by the USDA, you don’t need to be a farmer or rancher of any kind to qualify for a home loan. Similarly, you don’t have to buy a home miles from civilization--many popular, thickly-settled suburbs across the country also qualify for USDA programs.

In this article, we’re going to explain the different programs offered by the USDA, how to check your eligibility, how to find out which locations qualify, and how to get started with a loan.

USDA Assistance Programs

The USDA offers two types of home loans for prospective buyers. The direct program, or Section 502 Direct Loan Program, is designed to help low-income persons to acquire safe, affordable housing. The assistance for this loan comes in the form of a subsidy that can be applied directly to the applicant’s mortgage, reducing monthly mortgage payments for a certain period of time.

Another type of home loan offered by the USDA is the Single Family Home Guarantee. Much like an FHA or first-time homeowner’s loan, this type of mortgage is insured by the government. As a result, buyers can often qualify for lower interest rates and smaller down payments from their lenders.

Guarantees may be applied towards the purchase, rebuilding, or building of a rural home as an incentive to developing rural areas. Later, we’ll talk about what is considered “rural.”

Outside of help with buying homes, the USDA also provides grants and loans for repairing and modernizing rural homes.

Who is eligible for USDA mortgage assistance?

In general, those applying for USDA assistance must meet certain criteria. Applicants must meet income eligibility, be a U.S. citizen or qualified noncitizen, and must purchase a qualifying property.

For the Direct loan program, applicants must be without safe or sanitary housing and be unable to secure housing through other means. Whereas for USDA guaranteed loans, applicants need only fall under the maximum income limit.

To find out if you’re eligible immediately, fill out an eligibility form from the USDA.

How do I know which houses qualify?

Generally speaking, homes located within large, metropolitan cities won’t qualify for USDA loans. However, suburbs just outside of some larger cities often do. For example, towns located just a half hour’s drive outside of Boston have a good chance of being eligible.

To view the map of property eligibility, simply fill out the online eligibility form.

How Do I Get Started?

If you’re seeking a direct loan, you’ll have to contact your local Rural Development office. Applications for a direct loan are accepted year-round and are awarded based on funding availability.

For people looking for a private loan guaranteed by the USDA, applicants should contact an approved lender in the area. The lender will then work with the USDA loan specialist in your state.




Tags: mortgage   home loans   USDA Loans  
Categories: home loans   Mortgage   USDA loans  


Posted by John Boey on 11/1/2017


252-256A Holbrook Rd, Quincy, MA 02171

Multi-Family

$849,900
Price

4
Units
2,436
Approx. GLA
Great opportunity to own this duplex style 4 family in N Quincy for investment , Very convenient location, easy access to highway, shopping and public transportation. All 1 bedroom units, all separated utilities, 3 gas heat systems and 1 oil heat system, all updated windows. Show vacant unit (256A) first, Show all other units after offer. As is condition.
Open House
Saturday
November 04 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 252-256A Holbrook Rd, Quincy, MA 02171    Get Directions

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Categories: Open House  


Posted by John Boey on 10/30/2017


780 Willard St, Quincy, MA 02169

Rental

$1,450
Price

4
Rooms
2
Beds
1
Baths
Nice corner unit bring more sunshire. good condition, two good size bedrooms with upgraded kitchen. convenient to Rt 3 and South Shore Plaza. Heat and Hot water included. Laundry in building. also extra storage space.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   Quincy   02169  
Categories: New Homes