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Posted by John Boey on 11/10/2019

If you want to purchase a home, it pays to establish a homebuying budget. By doing so, you can enter the housing market with a budget in hand and narrow your search for your dream house.

Now, let's take a look at three best practices to help you create a homebuying budget.

1. Look at Your Finances

Your finances will play a major role in your ability to purchase a home. Thus, you should evaluate your current financial situation closely so you can map out an effective homebuying journey.

Request a copy of your credit report – you'll be glad you did. You are eligible for a free copy of your credit report from each of the three reporting bureaus (Equifax, Experian and TransUnion) annually. Take advantage of this complimentary perk, and you can gain deep insights into your outstanding debt.

If you have outstanding debt, try to pay this down as much as possible. That way, you can boost your credit score, which ultimately will help you improve your chances to acquire your ideal residence.

2. Meet with Banks and Credit Unions

When it comes to buying a home, meeting with banks and credit unions usually is a great idea. That way, you can learn about your home loan options and get pre-approved for a mortgage.

Apply for a mortgage from several banks and credit unions. Then, you can receive various mortgage quotes and select one that suits you perfectly.

Also, don't hesitate to ask plenty of questions during a lender consultation. Banks and credit unions employ friendly, knowledgeable mortgage professionals – all of whom are happy to help you make an informed mortgage decision. Therefore, if you're unsure about whether to proceed with a 15- or 30-year mortgage or can't decide between an adjustable- or fixed-rate mortgage, you can ask these mortgage professionals for expert advice.

3. Consult with a Real Estate Agent

A homebuying budget is tricky to establish on your own, especially if you are entering the real estate market for the first time. Fortunately, a real estate agent can help you plan ahead for all stages of the homebuying cycle.

During a real estate agent consultation, a housing market professional will learn about your homebuying goals. Next, this professional will help you establish realistic homebuying expectations and ensure you can discover a great house at a budget-friendly price.

Of course, let's not forget about the world-class support that a real estate agent provides after you kick off a home search, either.

A real estate agent will set up home showings, keep you informed about open houses and offer homebuying recommendations and suggestions. Perhaps best of all, a real estate agent can negotiate with a seller's agent on your behalf to help you get the best price on a house.

Ready to begin your search for your dream home? Use the aforementioned best practices, and you can craft a homebuying budget and start your homebuying journey.




Categories: Buying a Home   budget  


Posted by John Boey on 11/3/2019

If you've conducted an in-depth search for your dream house but still have yet to find your ideal residence, there is no need to worry. In fact, you can revisit your homebuying strategy and revise it as needed. This will allow you to restart your house search and increase the likelihood that you'll discover your dream home sooner rather than later.

Ultimately, there are many reasons to revisit your homebuying strategy, and these include:

1. You can consider why you're searching for a house.

There are many reasons why an individual may choose to buy a home. By revisiting your homebuying strategy, you can think about why you want to purchase a house and proceed accordingly.

For example, if your initial goal was to buy a home near the top schools in a particular city or town, you may want to refocus your house search to achieve the optimal results. Or, if you now find that you'd prefer to own a house in a big city instead of a small town, you can update your house search.

2. You can evaluate your home must-haves and wants.

After attending open house events and home showings, your homebuying criteria may have changed. As such, now may be a good time to revisit your homebuying strategy so you can update these criteria.

Think about things you've liked and disliked as you've viewed various available houses. You can use your open house and home showing experiences to revamp your home must-haves and wants, and as a result, reenter the housing market with a fresh perspective.

3. You can review where you want to live.

As you've searched for homes, you may have found that houses in certain cities and towns are more appealing than other residences. Thus, you can revise your homebuying strategy to focus on residences in your preferred cities and towns. This will help you accelerate your house search and ensure you can find a home in a city or town where you want to live.

Of course, conducting a home search on your own often can be difficult. But if you hire a real estate agent, you can receive plenty of support throughout the homebuying journey.

A real estate agent understands exactly what it takes to find a great residence in any city or town. He or she can help you revamp your homebuying strategy and streamline your house search.

In addition, a real estate agent will set up home showings, keep you up to date about new houses that become available and help you navigate the homebuying cycle. Once you find your dream house, a real estate agent will make it easy to submit a competitive offer to purchase this residence. And if you ever have concerns or questions about purchasing a home, a real estate agent is ready to respond to them.

Revisit your homebuying strategy today, and you could move one step closer to finding and purchasing your ideal residence.




Categories: Buying a Home   buying tips  


Posted by John Boey on 10/29/2019


185 Quincy Shore Dr, Quincy, MA 02171

Rental

$1,800
Price

4
Rooms
1
Beds
1
Baths
Large updated 1 bedroom with 896 sq ft at Hamilton Bay Condos, features include updated kitchen with stainless steel appliances updated bath with granite vanity top, Huge living room w/sliders to a oversize private balcony. Rent includes heat, hot water, central air, water and sewer, Very convenient location, Easy access to Southeast Expressway into Boston, Walking distance to Wollaston Beach, Marina Bay and N Quincy subway station, parking space #18 and storage #A21. Easy to show. Copy of photo ID. Must have good credit history and income.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   Quincy   02171  
Categories: New Homes  


Posted by John Boey on 10/27/2019

Want to add your house to the real estate market? Work with an expert real estate agent, and you can streamline the home selling process.

A real estate agent can make a world of difference for any home seller, at any time. This housing market professional will teach you the ins and outs of selling a home and ensure you can get the best price for your residence. Plus, he or she will be ready to respond to your home selling questions and provide consistent support as the home selling journey progresses.

Ultimately, it is important to understand what it takes to work with a real estate agent. This will allow you to maintain a positive approach throughout the home selling process. It might help you improve your chances of a quick sale too.

What does it take to work with a real estate agent? Here are three rules that every home seller should consider.

1. Hire a Real Estate Agent That Makes You Feel Comfortable

Selling a home can be stressful, particularly for a first-time property seller. Fortunately, working with the right real estate agent ensures you can receive world-class home selling guidance.

As a home seller, you should employ a real estate agent that makes you feel comfortable. This housing market professional will be able to alleviate your home selling concerns and guarantee you are fully supported at each stage of the home selling journey.

2. Keep the Lines of Communication Open at All Times

What good is a real estate agent if he or she won't keep you up to date about home showings, offers on your residence and homebuyer feedback?

For a home seller, it is paramount to collaborate with a real estate agent who can provide immediate assistance. This housing market professional should be ready to communicate with you via phone, email and text and provide regular updates throughout the home selling cycle.

Your real estate agent also should be unafraid to be honest with you. That way, you can receive unbiased suggestions and recommendations from your real estate agent that can help you make informed home selling decisions.

3. Understand That Problems May Arise During Home Selling Process

Although a real estate agent will do everything possible to promote your house to the right groups of property buyers, it is vital to remember that the real estate market offers no guarantees. In addition, problems sometimes may arise that may slow down the home selling journey.

Your real estate agent should be able to describe challenges that you may encounter before you add your residence to the housing market. This will enable you to plan ahead and allocate the necessary time and resources to reduce the risk of such problems.

Hiring a real estate agent to help you sell your house may seem difficult at first. But with the aforementioned tips, you can find an expert real estate professional who will make it easy for you to sell your residence.





Posted by John Boey on 10/21/2019


416 John Mahar Hwy, Braintree, MA 02184

Condo

$850,000
Price

7
Rooms
2
Beds
2/1
Full/Half Baths
Great opportunity to own this luxurious 2,667 SF penthouse corner unit complete with all the bells & whistles all on one level ideal for entertaining.Located in the original "Union Station"building-- the most sought after building in Jonathan’s Landing! A convenient top floor unit with direct access to large private balcony over looking pond! Features state of the art kitchen with SS appliances, granite countertops and kitchen island; oversized living room and family room both with gas fireplaces;formal dining room with wainscoting;large laundry/storage room;a large master bedroom with his & her walk-in closets and bathroom suite with double vanity,whirlpool tub and shower; private guest bedroom with bath,crown molding,tray ceilings and 2 car underground heated parking spaces(side by side) and extra storage unit.Steps from the T and close to the highway, perfect commuters’ location! Offering a resort-like clubhouse,pool, walking trails, tennis courts, fitness room,theater.
Open House
No scheduled Open Houses






Tags: Real estate   Condo   02184   Braintree  
Categories: Price Change